Admissibility criteria

The following are the admissibility requirements required in order to apply for conventional or first or second chance credit financing. Please verify that you meet the standards of banking institutions and then make an application right away. A credit specialist will contact us as soon as possible.

Admissibility requirements

Over 18 years of age. Permanent full-time employment for a minimum of six months. Minimum optional deposit (exchange accepted as deposit if a deposit is required). Annual revenue greater than $21,000 (note that, in certain cases, if the annual revenue is less that $21,000 the file may still be accepted but with a substantial cash deposit). Canadian citizenship. Valid driver's license with a valid address. Discharge from bankruptcy or any other previous credit problems. Our goal is to finance a vehicle for you for a probationary period of two to three years. Once your credit is re-established you can refinance your loan at a lower interest rate through a recognised banking institution or acquire a new vehicle at a lower rate of interest.